If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| United Credit Union - Tyler, Texas 2 Year CD Account |
1.16%
Date: Feb 8, 2012
|
| Henderson Federal Savings Bank 2 Year CD Account |
1.11%
Date: Feb 8, 2012
|
| Kilgore National Bank 2 Year CD Account |
1.11%
Date: Feb 3, 2012
|
| East Texas Professiol Credit Union 2 Year CD Account |
1.05%
Date: Feb 10, 2012
|
| Mineola Community Bank, S.S.B. 12 Month CD Account |
1.01%
Date: Feb 21, 2012
|
| Kelly Community Credit Union 2 Year CD Account |
0.90%
Date: Feb 7, 2012
|
| Henderson Federal Savings Bank 2 Year CD Account |
1.16% to
1.11% Date: Feb 8, 2012
|
| Henderson Federal Savings Bank 12 Month CD Account |
0.85% to
0.80% Date: Feb 8, 2012
|
| Henderson Federal Savings Bank 6 Month CD Account |
0.75% to
0.70% Date: Feb 8, 2012
|
| Henderson Federal Savings Bank Savings Account |
0.45% to
0.40% Date: Feb 8, 2012
|

